Income for life - class plus 3.0

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1 LIMRA Secure Retirement Institute Ready, Set, Retire? Not So Fast! … Revisited 2014.

2 Provided there are no Excess Withdrawals.

3 The Income Base Bonus is credited in years that there are no withdrawals from Class Plus 3.0. for the first 20 calendar years you own Class Plus 3.0. It is a notional amount and has no cash value.

4 Available from ages 55 to 80. Calculated based on the current Income Base and the applicable LWA percentage that corresponds to the Annuitant’s age as of December 31st of the following calendar year.